As of 22 October 2014

Floating 6.75%
6 Months 5.80%
1 Year 6.09%
18 Months 6.30%
2 Years 6.40%
3 Years 6.65%
4 Years 6.80%
5 Years 6.99%
NewBuild floating rate discount applies. Additional discounts may apply for new and existing customers with greater than 20% deposit or equity

Mate, let me tell you with the South African community coming into NZ, you will be getting so many references from me you could buy a brewery!

In Afrikaans we will call you a "BITTER EINDER" mention this to your SA mates and I am sure they will agree. A direct translation will be something like "never giver upper" .

Thanks for the advice [Ian Webb] - look forward to hearing from you soon. 

Kind Regards,

Dick Müller
(Completed with Highmark Homes (Kapiti))