COVID-19 Special Notice: Due to changes in lending criteria related to Covid-19, both in required income and deposit, your application may be assessed differently during this period. For many, the current low interest rates may improve your actual loan repayments, but your affordability may be reduced due to temporary Covid-19 related restrictions. Some of the material outlined in this website may be temporarily amended. We can advise you individually what service we can offer you when you complete our online qualifying calculator.