What can I afford?

Home Loan Qualifying Calculator

Your Details
Income
Outgoings (excluding your current loan or rent)
BalancePaymentsFrequency
Hire Purchase Agreements
Student Loan(s)
Personal Loans
Child Support/Care
Other Loans
Credit Balances & Limits
BalanceLimit(s)
Credit Card(s)
Overdraft(s)
Proposed Property Details
YES = A House and Land Turnkey requires a loan for a build only once it is completed. NO = a construction or progress payment loan is required at the beginning to secure the land and pay the builder during the build.
Details Of Your Proposed Construction
Existing Home
Deposit
Include saved deposit, family gift, eligible kiwisaver (excluding First Homebuyer Grants), any expected sales proceeds of existing house you may be selling before building, and if you already own the section, include as deposit the difference between the land value and the land mortgage.

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