Things you need to complete your home loan application

When completing this online home loan application, you will be prompted to upload electronic versions (PDF or scanned in copies) of the following:

  • Your last 6 months of transactional bank statements (evidence of your deposit, income and transactional history of any other mortgages).
  • Letter of Eligibility” from your Kiwisaver Provider if you are planning to use Kiwisaver as part/all of your deposit, otherwise, a statement showing current balance if you are NOT planning to use Kiwisaver. 
  • Two forms of ID (at least one photo ID) including your residency visa if you do not have a NZ Passport.
  • Three recent pay slips (plus evidence of any other forms of income).
  • Written explanation of any credit issues in the past 10 years.
  • Your current life insurance policies (if you have existing cover)
  •  Evidence of your student loan balance (s), if applicable. 
  • Evidence of any and all short-term debt including, but not limited to: credit card statements, personal loan statements, Buy Now Pay Later, etc.  
  • A written outline of your goals & intentions, including anticipated section and building costs if applicable.
  • If you are self-employed – your last 2 years of financials or IRD tax summaries (Click Here)
  • The signed signature page of this application (available for download within this form)

What Happens Next?

Upon submission of your home loan application, one of our home loan specialists will contact you and guide you through the next steps.

Applying for lending is a detailed and thorough process and your application is your declaration of financial position to the bank.  We recognize the bank's list of supporting documents is quite detailed, and we are here to help. The more accurate information we can collect from you at the beginning of your journey, the faster the bank can issue an approval.

If you have any questions about your application, don’t hesitate to get in touch with an experienced NewBuild advisor.